Loans

Loans

Federal Student Loan Default: Official Options to Get Back on Track

Understand federal student-loan default, official collection notices, rehabilitation, consolidation, and where to get free help from the Department of Education.

Loans

The 5 Student Loan Forgiveness Scams You Must Avoid in 2026

Loans

Hardship Programs for Private Student Loans: What's Available

I called my private student loan servicer during a job loss expecting to be told there was nothing they could do. Here's what actually happened and what I learned about hardship options.

Loans

The Rise of Predatory Lending Apps in 2026: What to Watch Out For

Loans

How to Consolidate Student Loans in 2026

Student loan consolidation can simplify repayment and unlock forgiveness programs. Here is everything you need to know about consolidating federal and private student loans in 2026.

Loans

Student Loan Forgiveness Programs in 2026

My coworker had $42,000 in student loans forgiven through PSLF. She'd been paying for eight years and didn't even know she qualified. Here's how to check if you do too.

Loans

Payday Loans: The Costs and How to Get Out

I took out a $400 payday loan that ended up costing me $1,200. Here's how the trap works, how I got out, and what to do instead.

Loans

Credit Card Consolidation Loans: What to Know Before You Apply

I consolidated $14,000 in credit card debt into one loan. It saved me money but I almost blew it. Here's what I wish I'd known before signing.